To log in you will need your user ID and password which was distributed by AXA Equitable, and for which you are solely responsible for protecting from any unauthorized use.

Information you submit through our Web site, as well as the information we send back to you while you are visiting our Web site, is protected while passing through the Internet using encryption technology ("scrambling" to make it incomprehensible) when necessary. Although AXA Equitable will use all reasonable efforts to safeguard the confidentiality of your data and information, transmissions made by means on the Internet cannot be made absolutely secure. AXA Equitable will have no liability for disclosure of data and information due to errors in transmission or unauthorized acts of or breaches of security by third parties.

Please note that regular Internet e-mail is not secure. To protect your privacy, please do not use e-mail to communicate information that you want kept confidential.

While we will attempt to have Employer Plan Administration Center available at all times, we do not guarantee that this website will function without interruption. The information provided is intended to be current and accurate. However, neither are guaranteed, and all information is subject to possible correction. If you have any questions about the information presented herein, please call Momentum ^sm Customer Service at 1-800-528-0204.

Neither this website nor any information contained in this website shall constitute an offer or solicitation to sell any product, service or security. The information provided does not constitute a contractual and official statement of account and should not be solely relied on to make a financial decision about your account.

Employer Plan Administration Center is not all-inclusive. Information about some AXA Equitable products may not be available on Employer Plan Administration Center. If you are unable to get information from this website, please call our toll free voice response system at 1-877-222-2144 and press 5 for technical support.

A plan that complies with the requirements of Section 404(c) is one that, among other things provides an individual account for each participant and permits a participant to exercise independent control over the assets in his/her account by choosing among a broad range of investment alternatives, and must supply participants with sufficient information to make informed investment decision.

1. What personal information is collected?
   As an AXA Equitable client, you provide us with certain information which may include participant names, addresses, telephone numbers, account numbers and transactions you undertake in your qualified plan.
   
   
2. How we will use the information
   We limit the collection and use of personal information to the minimum that we need in order to deliver quality products and services.
   
   We will not sell personal information about you to any company.
   
   We may, from time to time, disclose personal information to companies acting as our service providers who are integral in helping us conduct our business. These service providers may assist us in maintaining and servicing your qualified plan and informing you of our other products and services. When we use outside support services, we require those companies to maintain the confidentiality of all our customer's personal information.
   
   From time to time we may share your personal information with one or more of our affiliated companies in order to bring you products and services that may help you meet your changing financial needs. AXA Equitable is a member of the AXA Financial family of companies. AXA Financial family includes a major life insurance company, AXA Equitable Life Insurance Company; a national broker-dealer, AXA Advisors; and one of the country's largest mutual fund managers, Alliance Capital Management.
   
   We will not otherwise disclose our personal information to any third party outside the AXA Financial family without first informing you of our plans and giving you an opportunity to decline, unless we are required to do so by law or other regulatory authority.
   
   

3. Information we obtain via "cookies"
   In order to constantly improve our Web site and better serve our customers, we may use cookies to gather information about site visitor's browsing activities. A cookie is an element of data that a Web site can send to your browser when you link to that Web site. It is not a computer program and has no ability to read data residing on your computer or instruct it to perform any function. By assigning a unique data element to each visitor, the Web site is able to recognize repeat users, track usage patterns and better serve the personal information about you, such as your name and address. Most browsers provide a simple procedure that will enable you to control whether you want to receive cookies by notifying you when a Web site is about to deposit a cookie file.
   
   
4. Security of information transmissions
   Information you submit through our Web site, as well as the information we send back to you while you are visiting our Web site, is protected while passing through the Internet using encryption technology ("scrambling" to make it incomprehensible) when necessary. Although AXA Equitable will use all reasonable efforts to safeguard the confidentiality of your data and information, transmissions made by means of the Internet cannot be made absolutely secure. AXA Equitable will have no liability for disclosure of data and information due to errors in transmission or unauthorized acts of breaches of security by third parties.
   
   Please note that regular Internet e-mail is not secure. To protect your privacy, please do not use e-mail to communicate information that you want kept confidential. You can, of course, always contact us by telephone or mail using the information provided in item 5.
   
   
5. Contact us
   We would be pleased to answer any questions you have by using e-mail, phone, or mail. Please follow the instructions given in this Web site, specifically by clicking on the "Customer Service" tab, then the "Telephone Support" tab.
   
   
6. Changes to this privacy statement
   This privacy statement is effective as of November 2000. AXA Equitable may change this statement at any time with reasonable notice to users of this Web site. Any changes or updates will be effective immediately upon posting to this Web site.